Privacy Policy

Auto Club Trust, FSB

An Important Notice Concerning Your Privacy

Maintaining your trust and confidence is a high priority. That’s why we want you to understand how we protect your privacy when we collect and use information about you and the measures we take to safeguard that information. As used in this notice, the terms we, our and us refer to Auto Club Trust, FSB and select affiliates. This privacy notice does not apply to any credit card account relationship you may have through us. If you have a consumer credit card account relationship through us, you will receive a separate notice applicable to that account.

Information We Collect

As part of providing you with products and services, we obtain nonpublic personal information (Customer Information) about you, including:

• Information we receive from you on applications or other forms
• Information about your transactions and experiences with us or others, including our affiliates

Information Security

Only those persons who need it to perform their job responsibilities are authorized to have access to your Customer Information. We maintain security measures that comply with legal requirements to safeguard your Customer Information.

Disclosures of Customer Information

We do not disclose any Customer Information about our customers or former customers to anyone, except as permitted by law. To provide customer service to you, process account transactions that you request and authorize, and perform other requested services in connection with your account(s), it may be necessary for us to disclose Customer Information to companies that work with us (such as insurance and mutual fund companies and affiliates). Please note that, in each case where information is shared with companies that work with us, those companies are not permitted to use the information for any purpose other than to assist us in servicing of your account(s) or as permitted by law.

Opt-Out Information

There is no need to opt out of information sharing as a result of receiving this privacy policy. Because we have limited the circumstances in which your personal information can be disclosed, there is no further action you need to take.

Former Customers

If you close your account(s) or we lose contact with you, we will continue to treat and safeguard your Customer Information as described in this notice.

Our Affiliates

Our affiliates include The Auto Club Group and its subsidiaries; Automobile Club of Michigan; Auto Club Insurance Association; MemberSelect Insurance Company; Auto Club Group Insurance Company; Auto Club Property Casualty Insurance Company; MEEMIC Insurance Company; MEEMIC Insurance Services Corporation; Auto Club Life Insurance Company; ACG Insurance Agency, LLC; Auto Club Services, Inc.; Auto Club Broker Services, Inc.; and Traverse Insurance Ltd.